Privacy Policy

REPS123 takes your privacy seriously. Please read the following to learn more about our privacy policy. The federal government and technology industry have developed practical tips to help you guard against Internet fraud, secure your computer and protect your personal information. Visit,

How does REPS123 Uses Your Personal Information? This policy covers how REPS123 treats personal information that REPS123 collects and receives, including information related to your past use of REPS123 products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to REPS123. This policy does not apply to the practices of companies that REPS123 does not own or control, or to people that REPS123 does not employ or manage. In addition, some companies that REPS123 has acquired have their own, preexisting privacy policies which may be viewed on their pages.

REPS123’s participates in the Safe Harbor program. To view our certification, visit the U.S. Department of Commerce’s at



REPS123 collects personal information when you register with REPS123, when you use REPS123 products or services, when you visit REPS123 pages or the pages of certain REPS123 partners, REPS123 may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with REPS123 and sign in to our services, you are not anonymous to us.

REPS123 collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

REPS123 automatically receives and records information from your computer and browser, including your IP address, REPS123 cookie information, software and hardware attributes, and the page you request.

REPS123 uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.


REPS123 will not knowingly permit anyone under the age of 18 to register with REPS123.


REPS123 does not rent or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

  • We provide the information to trusted partners who work on behalf of or with REPS123 under confidentiality agreements. These companies may use your personal information to help REPS123 communicate with you about offers from REPS123 and our marketing partners. However, these companies do not have any independent right to share this information.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of REPS123’s terms of use, or as otherwise required by law.
  • We transfer information about you if REPS123 is acquired by or merged with another company. In this event, REPS123 will notify you before information about you is transferred and becomes subject to a different privacy policy.

REPS123 displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.

  • REPS123 does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • REPS123 advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

REPS123 works with vendors, partners, advertisers, and other service providers in different industries and categories of business.


REPS123 may set and access REPS123 cookies on your computer. REPS123 may let our partner companies show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to REPS123’s cookies.

REPS123 may access REPS123 cookies inside and outside our network of web sites and in connection with REPS123 products and services.


New categories of marketing communications might be added from time to time.

We reserve the right to send you certain communications relating to the REPS123 service, such as service announcements, administrative messages and the REPS123 Newsletter, that are considered part of your REPS123 account, without offering you the opportunity to opt out of receiving them.


We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.


REPS123 may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your REPS123 account or by placing a prominent notice on our site.


If you have questions, suggestions, or wish to make a complaint, please contact us at:

REPS123 Privacy
c/o Iron Furnace Management
203 N Front St., Suite 216
Philipsburg, PA 16866
(814) 342.7000

If you feel that your inquiry has not been satisfactorily addressed, please contact us at so that we may provide you with additional assistance.

Last Updated: 1 March 2014